How to Pay NHIF via MPesa in Kenya 2023: A Comprehensive Guide

Introduction: How to pay NHIF via Mpesa Paybill?

The National Hospital Insurance Fund (NHIF) is a government agency in Kenya responsible for providing accessible and affordable medical insurance coverage to all citizens. Among the convenient payment methods available, Paying NHIF via MPesa can be done effortlessly through the widely used MPesa platform. This article outlines a step-by-step guide on how to pay NHIF via MPesa paybill, highlighting the benefits of this method.

Prerequisites for NHIF Registration

Before delving into the process of paying NHIF via M-Pesa, it’s essential to complete the registration process. To obtain an NHIF membership card, you must possess the following documents:

1. Copies of National ID: Furnish copies of your National ID. Similarly, for spouses and dependents, provide copies of their National IDs if applicable.
2. Employer’s Introductory Letter (Not applicable for voluntary and self-employed contributors): Include a copy of the employer’s introductory letter. This requirement doesn’t pertain to those who are contributing voluntarily or are self-employed.
3. Colored Passport Photos: Attach recent colored passport-sized photos. In the case of spouses and dependents, follow the same procedure if applicable.
4. Original and Copies of Birth Certificate for Dependents: Provide the original and copies of the birth certificate for your dependents.

Ensuring these documents are in order is pivotal before proceeding with learning how to pay NHIF via MPesa. By adhering to these prerequisites, you pave the way for seamless NHIF registration and subsequent payment procedures.

Step-by-Step Guide: How to Pay NHIF via MPesa

Paying NHIF via Mpesa is a simple process. Follow these steps:

Step 1: Ensure Sufficient MPesa Funds Before proceeding, ensure that your MPesa account has adequate funds to cover the transaction. Top up your account using the MPesa app or visit an authorized MPesa agent.

Step 2: Access MPesa Menu Dial *840# on your mobile phone and initiate the call to access the MPesa menu, which is the gateway to various MPesa services.

Step 3: Select “Pay Bill” From the MPesa menu, opt for the “Pay Bill” option. This can be directly selected or accessed via the “Lipa na MPesa” menu.

Step 4: Enter NHIF Paybill Number Enter the NHIF Paybill Number, which is 200222. Confirm the entry and proceed.

Step 5: Input Your NHIF Account Number Provide your unique NHIF account number. In case you’re uncertain about it, retrieve it by sending an SMS with the word “ID”, a space, and your national ID number to 21101.

Step 6: Specify Payment Amount Indicate the payment amount, ensuring it falls within the range of Kshs. 150 to Kshs. 140,000. Confirm the amount and proceed.

Step 7: Enter MPesa PIN Input your MPesa PIN to authorize the transaction securely. Confirm the PIN entry to initiate the transaction processing.

Step 8: Confirmation and Account Check Upon successful completion, you’ll receive confirmation messages from both MPesa and NHIF. To verify the payment’s receipt, send an SMS with the word “ID”, a space, and your national ID number to 21101. You’ll receive a response detailing your account balance and the last contribution made.

Benefits of Paying NHIF via MPesa

Why pay NHIF via Mpesa?

1. Convenience Paying NHIF via MPesa offers unparalleled convenience, allowing payments to be made from any location and at any time. Eliminate the need to visit NHIF offices or banks for payment.

2. Instant Transactions Transactions conducted through MPesa are processed instantly, guaranteeing immediate crediting of your NHIF contributions to your account.

3. Enhanced Security MPesa transactions require your unique MPesa PIN for authorization, ensuring robust security against unauthorized access and safeguarding your financial information.

4. Cost-Efficiency Opting for NHIF payments via MPesa eliminates transaction charges, enabling you to contribute the exact amount without any additional fees.

How do I know if NHIF is being paid for?

To verify your NHIF payment status, you can conveniently check your account by following these steps on your mobile phone:

1. Create a new text message.
2. Enter the letters “ID,” followed by a space, and then input your ID number.
3. Send the SMS to 21101.

Upon sending the message, you will receive a response containing details such as your member number, ID number, year of birth, recent contributions, and information about your dependents.

Conclusion

Paying NHIF via MPesa presents an efficient, secure, and cost-effective method to ensure your medical insurance coverage. The simplicity and accessibility of this payment option leave no room for excuses in meeting your obligations. Regularly confirming your NHIF account balance is essential to guarantee accurate record-keeping. Keep in mind that timely NHIF contributions are mandatory for employed individuals and voluntary for the self-employed in Kenya. Neglecting contributions could result in penalties or a suspension of medical insurance coverage.

Learn More about NHIF Payments.

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FAQ’s

1. What is the NHIF Paybill number? NHIF paybill number is 200222.
2. Can NHIF be used in any Hospital? Yes, NHIF can be used in any Hospital in Kenya
3. What NHIF does not cover?? NHIF’s coverage for chronic diseases like cancer, hypertension, and diabetes is limited when it comes to treatments at private hospitals. However, you have the flexibility to use NHIF benefits at any hospital of your choice for inpatient services.
4. What are the requirements to get an NHIF membership card? Copy of National ID, Employer’s Introductory Letter, Colored Passport Photos, Original and Copies of Birth Certificate for Dependents.
5. How to pay NHIF via Mpesa? Access MPesa Menu Dial *840#, Select “Pay Bill”, Enter NHIF Paybill Number 200222, Input Your NHIF Account Number, Specify Payment Amount, Enter MPesa PIN, and checkout.